Is there an objection deadline?

Many terms provide for an objection within one month of the rejection letter.

Who helps in a dispute?

The insurance ombudsman decides free of charge up to a claim value of €10,000.

Finance

Objection after insurance denial

Object in writing to a denied insurance payout and set a payment deadline.

Sender

Name

Street and number

Postcode and city

Place of issue

Recipient

Name or company

Street and number

Postcode and city

Date

Content

Subject

Letter text

378 characters · 1 of a maximum of 3 pages

Closing

Signature (name)

Preview

Sender · street · postcode city

Recipient name

Street and number

Postcode city

01.10.2026

Objection to the rejection of my insurance claim

Dear Sir or Madam,

In your letter of [date] you rejected my claim dated [date]. I cannot follow this decision.

The rejection relies on [reason]. In fact [facts, e.g. the risk was not causal, notification was timely]. I refer to [policy number, letter, expert report].

Please review the claim again and pay by [date]; otherwise I will refer the matter to the insurance ombudsman.

Mit freundlichen Grüßen

Page 1

I agree that my data may be used for the one-time printing and dispatch of this letter.

Your data is transmitted securely and deleted immediately after the letter has been successfully posted.

Total incl. postage2,99 €

Ordered before 4 pm on a working day, posted today.

Objection after insurance denial

Sender

Recipient

Content

How it works

Frequently asked questions

More letter templates